Consumer Math

Consumer Mathematics is an elective course open to juniors and seniors only. It concentrates on practical applications of mathematics. Some of the topics included in the course are money management, budgeting, car purchases, house purchases, taxes, investments, and insurance. Students should have taken an Algebra course before this course; this should be the student’s last high school math experience.

LHS Google domain
Click here (or to the left on the chalkboard icon) to navigate to the LHS Google Classroom for Consumer Math. This is the principle spot for LHS CM online interaction.

The last day to retest or submit Q2 make-up work is one week before the end of the quarter: Monday, December 11.

Projects & such

The following project assignments should be turned in during class on each indicated day:

Day
Assignment
 
#
11/24 Dream Digs submit requirements 4a
11/28 Dream Digs gClassroom submit final report to gClassroom 4b
12/13 Spending Spree Project furnish your place (gClassroom) 5

Late work will be penalized up to 5% for each scheduled day that it is overdue. The formula used is:

\[adjusted\;score = {0.95^{days\;late}} \times original\;score\]

Extra-credit opportunities may be announced in class from time-to-time. In many cases you will also find these posted online: for example, noted in the slides from that day's class. Look at each one and consider whether you want to give it a try. Every successful extra-credit submission will replace your lowest homework, classwork, or bellwork score; but it does not replace a missing or poor project assignment. (And extra-credit work has no effect on projects, or quiz scores.)

Make-Up Work

If you are absent for any reason, you should complete the make-up work assigned for the day you missed, from this list:

Day
Topic
§
Assignment(s)
#
10/23 Ch5 ++ Test Prep, Part 1 Ch 5 p107: 1-6, 1-12; p111: 1-5, 1-8 44
10/24 Ch5 ++ Test Prep, Part 2 Ch 5 simple & compound problem set 45
10/25 Ch5 ++ Test Prep, Part 3 Ch 5 p108: 1-5; p109: 1-4 46
10/26 Ch5 ++ Test Prep, Part 4 Ch 5 more interesting prep problems 47
10/27 Ch 5 and Interest Test Ch 5 prepare for test — bring notes! 48
10/30 Opening a Bank Account 6-1
6-2
p114: 1-4; p115 49
10/31 Withdrawals & Checks 6-3
6-4
p117: 1-4, 1-8
p119: 1-5, 1-8
50
11/1 Keeping Track of Everything 6-5
6-6
p121: 1-6; p123: 1-5 51
11/2 Reconciling Your Bank Account 6-7
6-8
p125: 1-3; p127: 1-3
p128: 1-4; p129: 1-5
52
11/3 Problem-Solving Test Prep 6-9 p131: 1-5; p132: 1-6 53
11/6 Chapter Six Test Ch 6 p130: 1-6; p131: 1-8 54
11/7 Election Day ^_^ (no school) ~
11/8 Introduction to Credit Cards
7-1
7-2
p136: 1-3, p137: 1-7 55
11/9 Protecting Your Credit Card
Buying on Credit
7-3
7-4
p139:1-4; p141: 1-8 56
11/10 Reading a Monthly Statement
7-5
p142: 1-10; ccard worksheet 1 57
11/13 Returning a CCard Purchase
7-6
p145: 1-9; ccard worksheet 2 58
11/14 Adding Up CCard Payments Ch 7 ccard costs worksheet (3) 59
11/15 When to Say "Enough!"
7-7
7-8
p147: 1-6 (top); p149: 1-10 60
11/16 Problem Solving & Test Prep
Ch 7
p150: 1-3, 1-3; p151: 1-4
p153: 1-6
61
11/17 Chapter Seven Test
Ch 7
p152: all problems
p153: 1-9
62
11/20 Other Types of Loans 8-1 p157: 1-7 63
11/21 Mashed Potato Computations+
~
not enough potatos, go figure 64
11/27 The Cost of Loans
8-3
p161: 1-13 65
11/28 Loan Applications & Credit Ratings
8-4
8-2
p159: 1-4, 1-9; p163: 1-6 66
11/29 Loan Fees
8-5
p165: 1-10 67
11/30 Problem Solving & Quiz-Prep
8-6
p166: 1-4, 1-3; p167: 1-4 68
12/1 Chapter Eight Test Ch 8 p169: 1-8; p170: 1-7 69
12/4 TVM Payment Calculations 101 ~ Half-a-Dozen Loan Problems 70
12/5 More TVM Payment Problems ~ Half-a-Dozen More Problems 71
12/6 The Elements of a Lease
9-3
9-4
p179: 1-5, 1-6; p181: 1-6 72
12/7 Can You Afford to Purchase ??
9-5
9-6
p183: 1-10; p185: 1-10 73
12/8 Monthly Mortgage Payment
& Closing Costs
9-7
9-8
p187: 1-10; p189: 1-7 74
12/11 Real Estate Taxes and
Homeowner's Insurance
9-9
9-10
p191: 1-8; p193: 1-7 75
12/12 Problem Solving & Exam Prep
9-11
p194: 1-4, 1-2; p195: 1-4 76
12/13 Chapter Nine Test Ch 9   77
12/14 Present-Wrapping Geometry ~   78
12/15 Nutcracker Macaroon Madness ~   79
12/18 Holiday Geometry Challenge ~ {no make-up work, whatsoever} 80
12/19 *** ◦◦◦ ||| 81
12/20 Midterm Exam Period ◦◦ || 82
12/21 *** | 83
* Winter Break * {happy holidays to one & all}
*
     

Make-up work for a day’s absence is due the day following your return to class. If you complete it and turn it in on the first day you return to class, you will receive a 5% scoring bonus. Like other work, it will be penalized up to 5% for each scheduled day that it is overdue; computed using the formula above.

Oh, and here is a previous version of this page from the first quarter for your reference.